The Private Stylist Playbook

This Terms of Service Agreement ("Agreement") is a binding legal contract between SF HAIR DESIGN INC., a Florida corporation ("Company," "we," "us," or "our"), and the individual purchaser ("you," "your," or "Member") who enrolls in The Private Stylist Playbook (the "Program"). By enrolling, submitting payment, and/or accessing any part of the Program, you acknowledge that you have read, understood, and agreed to be bound by this Agreement in its entirety. If you do not agree to these Terms, do not enroll in or access the Program.

1. Definitions

Program means The Private Stylist Playbook, including all business modules, technical training modules, the Private Stylist Assistant AI, community access, templates, scripts, downloadable materials, and any updates or supplementary content.

Content means all video recordings, written materials, templates, scripts, frameworks, methodologies, proprietary systems, software, artificial intelligence tools, and any other information provided through the Program.

Community means the private Facebook group and any other Company-hosted spaces where Members interact.

Live Sessions means the six (6) business modules recorded live with active Members over the twelve (12) week period following each launch cohort.

2. Description of the Program

The Program is a digital business education product designed to teach independent hairstylists methods, frameworks, and strategies for building a private hairstyling practice. Upon successful payment, you will receive access to:

• Six (6) Business Modules recorded live inside the Community over a twelve (12) week period following each launch cohort.
• Five (5) Technical Training Modules pre-recorded and available immediately upon enrollment.
• The Private Stylist Assistant, a proprietary artificial intelligence coaching tool, available immediately upon enrollment.
• Templates, Scripts, and Swipe Files available immediately upon enrollment.
• Community Access — private Facebook group access for the duration of your membership.
• Lifetime Updates — ongoing access to updated Program materials.

3. Payment Terms

The Program is sold at the price displayed at the point of purchase (early bird pricing of $497 USD during the initial launch; standard pricing thereafter). All prices are in United States Dollars. Payment is due in full at enrollment unless a payment plan or third-party financing option (such as Klarna, Affirm, Afterpay, or similar Buy Now Pay Later service) is offered and selected. If you use a third-party financing service, your payment relationship with that service is governed by its terms; your relationship with the Company remains governed by this Agreement.

4. No Refunds — All Sales Final

This no-refund policy is a material term of this Agreement and a condition of your enrollment. Upon receipt of payment, the Company grants you access to Program materials constituting digital goods that cannot be returned. You irrevocably waive any right to initiate a chargeback, dispute, or reversal of payment with your credit card issuer, bank, financing service, or payment processor. Any attempted chargeback constitutes a material breach of this Agreement and may result in immediate termination of your access without further recourse. Please see our separate Refund Policy for additional details.

5. Access and Delivery

Upon successful payment, you will receive login credentials via the email address you provided at enrollment. Access to the technical training modules, the Private Stylist Assistant, the template library, and the Community will be granted within twenty-four (24) hours of enrollment confirmation. The six (6) business modules are recorded live over twelve (12) weeks following the launch cohort; you acknowledge these modules become available progressively as recorded and are not immediately accessible at enrollment.

The Company reserves the right to change the delivery platform, format, schedule, or method of any Program component provided the substantive value is not materially diminished. You are responsible for maintaining accurate contact information and the security of your login credentials. Access is personal and non-transferable.

6. Intellectual Property Rights

All Content is the exclusive intellectual property of the Company, protected by United States and international copyright, trademark, and other intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Content solely for your personal, non-commercial educational purposes.

You are strictly prohibited from:

• Copying, reproducing, redistributing, or sharing any Content with any third party.
• Recording, screen-capturing, or otherwise reproducing any live session for any purpose other than personal review.
• Selling, licensing, sublicensing, or otherwise commercializing any Content.
• Using the Content or trademarks (including "The Ripple Effect," "The Private Stylist Playbook," "Build Your Private Business," "Scale With Freedom") to create competing products, services, or training.
• Removing or altering copyright, trademark, or proprietary notices.
• Sharing login credentials with any other individual.

Violation may result in immediate termination without refund and may subject you to civil liability including statutory damages and attorneys' fees.

7. Community Conduct and Acceptable Use

The Company reserves the right, at its sole discretion, to remove any Member from the Community and/or terminate Program access, without refund, for conduct including:

• Harassment, bullying, discrimination, or abusive behavior toward Company staff or Members.
• Promoting competing products or services within the Community without permission.
• Sharing Program Content outside the Community or with non-Members.
• Making defamatory, false, or malicious statements about the Company or Members.
• Any conduct inconsistent with the collaborative nature of the Community.

8. Disclaimer of Results and Earnings

Income figures, revenue examples, or business results referenced in the Program or marketing represent the actual experience of the Company's founder or others and are not typical or guaranteed. Your results depend on your effort, skill level, market conditions, geographic location, work ethic, and countless variables outside the Company's control.

The Company makes no representation, warranty, or guarantee that you will achieve any particular level of income, client count, or business success. You are solely responsible for your business decisions, actions, and outcomes.

9. No Professional Advice

The Content is provided for educational purposes only and does not constitute legal, tax, accounting, financial, medical, cosmetological, or other professional advice. You should consult qualified licensed professionals before making business, legal, tax, or financial decisions based on the Content.

10. Limitation of Liability

The total aggregate liability of the Company shall not exceed the total amount actually paid by you to the Company for the Program.

11. Indemnification

You agree to indemnify, defend, and hold harmless the Company and its founders, officers, employees, contractors, affiliates, and licensors from all claims, damages, obligations, losses, liabilities, and expenses (including attorneys' fees) arising from: (a) your use of the Program; (b) your violation of this Agreement; (c) your violation of third-party rights; or (d) business decisions taken in reliance on the Content.

12. Modifications

The Company reserves the right to modify, update, or discontinue any component of the Program at any time. The Company also reserves the right to modify these Terms. Material changes will be communicated via the email on file. Continued use following modification constitutes acceptance.

13. Termination

The Company may terminate or suspend your access to the Program immediately, without prior notice, for any breach of these Terms. Upon termination, your right to access the Program ceases immediately. Provisions that by their nature survive termination shall survive.

14. Governing Law and Dispute Resolution

This Agreement is governed by the laws of the State of Florida, without regard to conflict of law principles. Any dispute arising out of or relating to this Agreement shall be resolved through binding arbitration administered by the American Arbitration Association under its Commercial Arbitration Rules. The arbitration shall take place in Miami-Dade County, Florida. You waive any right to a jury trial and to participate in a class action lawsuit or class-wide arbitration.

15. General Provisions

• Entire Agreement. This Agreement constitutes the entire agreement between you and the Company regarding the Program.
• Severability. If any provision is unenforceable, it will be modified to the minimum extent necessary and the remaining provisions continue in full force.
• No Waiver. The Company's failure to enforce any provision is not a waiver.
• Assignment. You may not assign this Agreement without the Company's written consent. The Company may assign freely.
• Force Majeure. The Company is not liable for failures due to causes beyond reasonable control.
• Notices. Notices to the Company go to the contact below. Notices to you go to the email on file.

16. Contact Information

Questions regarding this Agreement may be directed to:

Acknowledgment of Agreement